taxmap/instr/i1040ez-025.htm#TXMP0e0a56d0taxmap/instr/i1040ez-025.htm#TXMP2f2412bb Choose direct deposit—a fast, simple, safe, secure way to have your refund deposited automatically into your checking or savings account, including an individual retirement arrangement (IRA).
taxmap/instr/i1040ez-025.htm#TXMP3d4ab5cb - You get your refund faster by direct deposit than you do by check.
- Payment is more secure. There is no check to get lost.
- It is more convenient. You do not have to make a trip to the bank to deposit your check.
- It saves tax dollars. It costs the government less to refund by direct deposit.
If you want us to directly deposit the amount shown on line 12a into your checking or savings account, including an IRA, at a bank or other financial institution (such as a mutual fund, brokerage firm, or credit union) in the United States:
- Check the box on line 12a and attach Form 8888 if you want to split the direct deposit of your refund among two or three accounts, or
- Complete lines 12b through 12d if you want your refund deposited to only one account.
Otherwise, we will send you a check.
Note.(p19) If you do not want your refund directly deposited into your account, do not check the box on line 12a. Draw a line through the boxes on lines 12b and 12d.
 | The IRS is not responsible for a lost refund if you enter the wrong account information. Check with your financial institution to get the correct routing and account numbers and to make sure your direct deposit will be accepted. Do not use the routing number on a deposit slip if it is different from the routing number on your checks. |
If you file a joint return and check the box on line 12a and attach Form 8888 or fill in lines 12b through 12d, your spouse may get at least part of the refund.
If the direct deposit to your account is different from the amount you expected, you will receive an explanation in the mail about 2 weeks after your refund is deposited.
taxmap/instr/i1040ez-025.htm#TXMP75025119You can request a deposit of your refund to a TreasuryDirect online account to buy U.S. Treasury marketable securities and savings bonds. For more information, go to
www.treasurydirect.gov. taxmap/instr/i1040ez-025.htm#TXMP2940b854You cannot file Form 8888 and split your refund among two or three accounts if Form 8379 is filed with your return.
taxmap/instr/i1040ez-025.htm#TXMP3be374d5The routing number must be nine digits. The first two digits must be 01 through 12 or 21 through 32. Otherwise, the direct deposit will be rejected and a check sent instead. On the sample check below, the routing number is 250250025. William and Doris Maple would use that routing number unless their financial institution instructed them to use a different routing number for direct deposits.
Ask your financial institution for the correct routing number to enter on line 12b if:
- Your deposit is to a savings account that does not allow you to write checks, or
- Your checks state they are payable through a financial institution different from the one at which you have your checking account.
taxmap/instr/i1040ez-025.htm#TXMP6a26830cCheck the appropriate box for the type of account. Do not check more than one box. If the deposit is to an account such as an IRA, health savings account, brokerage account, or other similar account, ask your financial institution whether you should check the Checking
or Savings
box. You must check the correct box to ensure your deposit is accepted. For a TreasuryDirect online account, check the Savings
box.
taxmap/instr/i1040ez-025.htm#TXMP1bb71389The account number can be up to 17 characters (both numbers and letters). Include hyphens but omit spaces and special symbols. Enter the number from left to right and leave any unused boxes blank. On the sample check on this page, the account number is 20202086. Do not include the check number.
You cannot request a deposit of your refund to an account that is not in your name (such as your tax preparer's own account).
 | Some financial institutions will not allow a joint refund to be deposited into an individual account. If the direct deposit is rejected, a check will be sent instead. The IRS is not responsible if a financial institution rejects a direct deposit. |